FICA Credit Score: Staying On The Right Range

Your FICA score is very essential to your financial status. By maintaining your scores at the right range, you will definitely reap a lot of benefits. Thus, from the score range of 375-900, you have to make sure you are at the 600 and above range. Again, if you’ve got higher scores, the better your record will be.

If you have a good FICA credit score; you will surely give a good impression to several companies. Say for instance you want to get loans, you will easily be approved. If you also want to start owning your house, you can do so with a certain company who is impressed with your credit scores. On the other hand, if you maintain a low FICA score, you will surely be denied in several ways. You might just end up with application denials for loans. Thus, you simply settle for companies accepting people with bad FICA scores at an extremely high interest rate.

Now, if you want to remain on that nice bracket of FICA score, you also have to exert a lot of effort. First is that you need to find a stable job. This means that you stick to that job for a long time before thinking of finding another. If you can keep that job for good, it would be better. Another thing that can raise your score is your ability to pay your bills on time. Make sure that you avoid penalties due to delays as these records will adversely affect your score. Try to also avoid filing for bankruptcy as much as possible. That move will really pull down your score by a mile.

Well, staying on the right range is indeed a challenge. However, if you just know how to manage your finances well, it won’t be a big issue. Know more techniques on keeping the right scores as well as ideas on Christian debt relief at

We will be happy to hear your thoughts

Leave a reply